Financial Aid Frequently Asked Questions
Paying for your education
Your questions, answered.
Financing your education is an important part of the college journey. Our Financial Aid team is here to help you understand your options and make the process as clear and straightforward as possible.
Below are answers to some of the most common questions about financial aid at American Jewish University.
If you can't find the answer to your question below, please feel free to contact us via email at FinancialAid@aju.edu, call us at (888) 324-8990, or use the form here.
Financial Aid
Do you accept international students?
AJU attracts students from a myriad of backgrounds including students from all 50 states and over 90 countries. Due to the size of the student body, AJU enjoys a strong sense of community where students are active and involved. To support international students during their time at the American Jewish University, we offer a range of services including admission consideration, immigration support, and student orientations.
How do I apply for financial aid?
To be considered for federal, state, and institutional financial aid, complete the Free Application for Federal Student Aid (FAFSA) and submit any additional documents requested by AJU. You can find the FAFSA checklist here.
How does a scholarship affect a student’s financial aid package?
Scholarship and grant funds provided by the University may not in themselves, or when combined with state grants, exceed the cost of tuition. The scholarship will be applied to the student’s federal unmet need and any remaining scholarship money will go to reduce their loans.
I’m thinking about dropping below 12 units. How will this affect my financial assistance package?
Financial assistance will be pro-rated to reflect the student’s adjusted tuition charges. If the student drops below half time he/she becomes ineligible for Institutional aid and Federal grants and loans which will immediately go into their grace period.
If a student’s parents are planning to file an extension on their taxes and will not have their actual taxes available until August or October, can the student still be considered for financial assistance?
Yes, if tax returns are not available at the time you complete your FAFSA form, you must use estimated figures to complete and submit the form by March 2nd. Do not wait until tax returns have been filed to complete your FAFSA form. You should estimate your financial information as accurately as possible because verification may result in an estimated notification being considerably less. Federal aid will not be disbursed to the student’s account until the actual taxes have been verified by a Financial Aid Director.
If the student’s parents are divorced, which parent must complete the FAFSA form and provide tax information?
The custodial parent is responsible for providing his/her tax and household information.
What happens after I file the FAFSA? How does AJU receive my information?
Approximately 2 to 4 weeks after you submit your FAFSA on the web, you should receive a Student Aid Report (SAR) by e-mail (if you provided an e-mail address) or in the mail. This report will reflect all the information you completed on the FAFSA and will enable AJU to determine your eligibility for financial assistance. AJU will receive your FAFSA data electronically if you listed our school name and school code 002741 in the “Information Release” section of your FAFSA.
What if my SAR (Student Aid Report) doesn’t have American Jewish University listed as one of the schools to receive my information?
Add our American Jewish University school code (002741) to your list of schools via FAFSA on the web.
What if the federal processor sends me an unprocessed or incomplete SAR?
This usually occurs if the processor was unable to read some of the information you submitted on the FAFSA, or if it was not electronically signed. First, you should go through the form and correct or complete all of the items you are requested to verify. Second, you should make a photocopy of the correction pages. Finally, you should send the changes via FAFSA on the web or mail the original, corrected copy back to the federal processor for processing.
What is AJU’s FAFSA school code?
AJU’s FAFSA school code is 002741.
What is the verification process for FAFSA?
Verification is the process used to confirm that the data reported on your financial aid application is accurate.
If you have filed the FAFSA and are selected for verification, you will be notified on your Student Aid Report (SAR).
More verification information can be found at: VERIFICATION.
What offices within AJU must be notified when a student completely withdraws from the University?
Registrar, Financial Aid Office, Accounting, and the Dean of the School must be notified immediately. Also notify the Residence Life Office (RLO) if the student lives on campus.
Federal Work Study
Are there any jobs on campus that do not require Federal Work Study?
There are some jobs available which do not require a work study award. Interested students should begin looking the first week of school, if not earlier, as these jobs fill up quickly.
Does the Accounting Office include Federal Work Study when calculating the amount the student will owe?
No.
How do I go about finding a Federal Work Study job?
Please go to the Financial Aid Office to review a list of available job openings.
How does work study get paid to the student account?
The student may apply his/her paycheck to their student account by endorsing the payroll check to the AJU and bringing it to the Student Financial Services staff in the Accounting Office.
Is Federal Work Study taxed?
Yes, it should be reported as income on a federal tax return or non-filer’s form.
Should Federal Work Study be reported on the FAFSA?
Yes, it should be reported as student income and also as a Title IV exclusion under worksheet C.
Loans
Are there alternative (private) loans available to students looking to help bridge the gap between their financial assistance package and the total cost of attendance?
Yes, there are. You can find information on private loans on the AJU Financial Aid & Tuition page.
How long does the Entrance/Exit Loan Interview last?
Approximately one hour.
I missed the Entrance/Exit Loan Interview. What should I do?
We will not have other sessions that students can attend. But there is a way for the student to do an entrance loan counseling session on the internet. Please contact the Financial Aid Office for more information.
If a student’s parent applies for the Direct Parent Plus Loan and is denied, or if the student is independent, can she/he/they borrow the additional Unsubsidized Direct Stafford Loan?
Yes, they could be eligible to borrow up to $6,000 for freshmen/sophomores and $7,000 for juniors/seniors depending on their financial aid package and financial need.
What are the loan limits for the Direct Stafford Loans?
$3,500 for freshmen, $4,500 for sophomores, $5,500 for juniors and seniors.
What is the best method of applying for the Direct Stafford and Plus loans?
Online on the AJU Financial Aid & Tuition page.
Cal Grants
Are students required to complete the GPA Verification Form every year?
Students are only required to complete the GPA Verification Form initially when applying for a Cal Grant. Once they have received a Cal Grant, it will automatically be renewed each year, provided they complete the FAFSA, demonstrate need, and maintain at least a 2.00 GPA.
When does a student find out if they are eligible to receive the Cal Grant?
The California Student Aid Commission (CSAC) will mail out notifications to the students in May-July. Usually, we will send out our award notifications before then and do not estimated a Cal Grant as part of the financial aid package even if we determine they are eligible to receive it. This award is not official until confirmation has been received by CSAC and we verify the student’s financial information.
Outside Scholarships
How does a student go about applying for outside scholarships?
You may research scholarships on the internet at www.fastweb.com and www.finaid.org.
What should a student send us if they find out they are going to receive an outside scholarship?
A student should send Financial Aid a copy of the letter that he/she received from the granting organization. Outside scholarships will be coordinated with need-based aid.